Bucks County Mortgage

Monday, March 2, 2015

What is an FHA Streamline Refinance?

Who wouldn't be up for saving a little money monthly right now? If you have an FHA mortgage currently please check this out!

An FHA streamline refinance is for homeowners who currently have an FHA mortgage that allows them to do a quick refinance for the purposes of:

Lowering your interest rate for those who still haven't refinanced since the rates dropped to historic lows.
Switching from an ARM loan to a fixed rate loan
Lowering your monthly payments

The benefits of an FHA streamline refinance are:

Speed-The FHA streamline mortgage if you qualify is typically the fastest,simplest way to refinance.
Rates-The FHA Streamline is available in Fixed Rate and ARM mortgage, 15-30 yr terms
No Prepayment Penalty
Rates are as low as the regular FHA program
No Appraisal may be required

Give me a call for further details to see if you qualify for the FHA Streamline Refinance.

Justin M. Stottlar

Senior Mortgage Consultant

Monument Bank

378 North Main St.

Doylestown, Pa 18901

c:267.261.3775

f: 267.224.4469

e: jstottlar@monumentbankpa.com

NMLS ID # 954839

Thursday, February 12, 2015

Don't let the winter weather deter you.

Winter can be a great time to find a home. See the link below for some tips to help get you in the groove to market your home or buy that home you have had your eye on.

Winter can be a great time to find a home

Give me a call today to discus YOUR options and any questions you may have about the home buying process. I can use my knowledge and years in the industry to help get you into the best position and into that new home! 267-261-3775 jstottlar@monumentbankpa.com

Friday, February 6, 2015

Is it time to buy your home?

Monument Bank being a community bank definitely has it's advantages especially for our mortgage division and our customers. We are a participant in FHLB's first front door mortgage program. This is a grant program that match's up to $5000 cash toward down payment or closing costs! Your every day lender or large bank will not have this program. This is how community banks are different. This program is a First Come First Serve program. Funding is usually available from March to October. So contact me for details.